Sunday, November 10, 2024

American Express Platinum Travel vs HDFC Infinia

American Express Platinum Travel vs HDFC Infinia

Basic Information
Network
American Express	VISA
Material
Plastic	Metal
Requires Invitation
No	Yes
Concierge
None	Domestic & Global
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹6 Lakhs	₹35 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹6 Lakhs	₹34 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2	3.33
Shopping Points Per ₹100
2	3.33
Dining Points Per ₹100
2	3.33
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
2	3.33
Utility Points Per ₹100
0	0
Fees and Charges
Joining Fee
₹3500	₹12500
Annual Fee
₹5000	₹12500
Minimum amount for Annual Fee waiver
₹0	₹1000000
Welcome/Signup Bonus
10,000 points	Welcome benefit of 12,500 reward points
Bonus Value
₹10000	₹12000
Signup Bonus Terms
Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge
8	Unlimited
Available International Lounge
8	Unlimited
Available Global Lounge
0	Unlimited
Lounge Terms
airport lounges are limited to two complimentary visit per quarter
Offers
Perks
Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Book stay for 3-nights and pay for two at participating ITC hotels
Introductory Offers
	Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region