Sunday, November 10, 2024

American Express Platinum Travel vs HDFC Diners Club Black

Basic Information
Network	American Express	Diners Club International
Material	Plastic	Plastic
Requires Invitation	No	No
Concierge	None	Domestic & Global
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	60
Minimum Net Salary	₹6 Lakhs	₹30 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹6 Lakhs	₹30 Lakhs
Points
1 Point Value	1	0.8
Travel Points Per ₹100	2	3.33
Shopping Points Per ₹100	2	3.33
Dining Points Per ₹100	2	0
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	2	3.33
Utility Points Per ₹100	0	0
Points Terms		1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee	₹3500	₹10000
Annual Fee	₹5000	₹10000
Minimum amount for Annual Fee waiver	₹0	₹500000
Welcome/Signup Bonus	10,000 points	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK
Bonus Value	₹10000	₹9999
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge	8	Unlimited
Available International Lounge	8	Unlimited
Available Global Lounge	0	Unlimited
Available Domestic Lounge for Guest	0	Unlimited
Available International Lounge for Guest	0	Unlimited
Available Global Lounge for Guest	0	Unlimited
Lounge Terms	airport lounges are limited to two complimentary visit per quarter
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.
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