Sunday, November 10, 2024

American Express Platinum Travel vs HDFC Infinia

Basic Information
Network	American Express	VISA
Material	Plastic	Metal
Requires Invitation	No	Yes
Concierge	None	Domestic & Global
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	60
Minimum Net Salary	₹6 Lakhs	₹35 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹6 Lakhs	₹34 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2	3.33
Shopping Points Per ₹100	2	3.33
Dining Points Per ₹100	2	3.33
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	2	3.33
Utility Points Per ₹100	0	0
Fees and Charges
Joining Fee	₹3500	₹12500
Annual Fee	₹5000	₹12500
Minimum amount for Annual Fee waiver	₹0	₹1000000
Welcome/Signup Bonus	10,000 points	Welcome benefit of 12,500 reward points
Bonus Value	₹10000	₹12000
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge	8	Unlimited
Available International Lounge	8	Unlimited
Available Global Lounge	0	Unlimited
Lounge Terms	airport lounges are limited to two complimentary visit per quarter
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Book stay for 3-nights and pay for two at participating ITC hotels
Introductory Offers		Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region
Apply Now	Apply	Apply