Sunday, November 10, 2024

American Express Platinum Travel vs HSBC Premier

Basic Information
Network	American Express	MASTERCARD
Material	Plastic	Metal
Requires Invitation	No	No
Eligibility
Minimum Age Salaried	18	18
Maximum Age Salaried	Not Specified	Not Specified
Minimum Net Salary	₹6 Lakhs	₹36 Lakhs
Minimum Age Self Employed	18	18
Maximum Age Self Employed	Not Specified	Not Specified
Minimum Net Income for Self Employed	₹6 Lakhs	₹40 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2	3
Shopping Points Per ₹100	2	3
Dining Points Per ₹100	2	3
Fuel Points Per ₹100	0	3
Grocery Points Per ₹100	2	3
Utility Points Per ₹100	0	0
Points Terms		Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee	₹3500	₹12000
Annual Fee	₹5000	₹20000
Welcome/Signup Bonus	10,000 points	Taj Epicure membership across Taj hotels and a Taj experience gift card
Bonus Value	₹10000	₹12000
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.
Airport Lounge Access
Available Domestic Lounge	8	Unlimited
Available International Lounge	8	Unlimited
Available Global Lounge	0	Unlimited
Available Domestic Lounge for Guest	0	Unlimited
Available International Lounge for Guest	0	8
Available Global Lounge for Guest	0	8
Lounge Terms	airport lounges are limited to two complimentary visit per quarter
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)
Apply Now	Apply	Apply