Sunday, November 10, 2024

American Express Platinum Travel vs IDFC First Wealth

Basic Information
Network	American Express	VISA
Material	Plastic	Metal
Requires Invitation	No	No
Concierge	None	Domestic & Global
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	65
Minimum Net Salary	₹6 Lakhs	₹36 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹6 Lakhs	₹36 Lakhs
Points
1 Point Value	1	0.4
Travel Points Per ₹100	2	0.6
Shopping Points Per ₹100	2	0.6
Dining Points Per ₹100	2	0.6
Fuel Points Per ₹100	0	0.6
Grocery Points Per ₹100	2	0.6
Utility Points Per ₹100	0	1
Fees and Charges
Joining Fee	₹3500	₹0
Annual Fee	₹5000	₹0
Welcome/Signup Bonus	10,000 points	Welcome voucher
Bonus Value	₹10000	₹500
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge	8	2
Available International Lounge	8	2
Available Global Lounge	0	2
Lounge Terms	airport lounges are limited to two complimentary visit per quarter	lounge access on spending ₹20,000 every month
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers
Apply Now	Apply	Apply