Sunday, November 10, 2024

American Express Platinum Travel vs Swiggy Credit Card

Basic Information
Network	American Express	MASTERCARD
Material	Plastic	Plastic
Requires Invitation	No	No
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	60
Minimum Net Salary	₹6 Lakhs	₹2 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹6 Lakhs	₹6 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2	1
Shopping Points Per ₹100	2	1
Dining Points Per ₹100	2	1
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	2	0
Utility Points Per ₹100	0	0
Points Terms		10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee	₹3500	₹500
Annual Fee	₹5000	₹500
Minimum amount for Annual Fee waiver	₹0	₹200000
Welcome/Signup Bonus	10,000 points	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value	₹10000	₹1199
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.
Airport Lounge Access
Available Domestic Lounge	8	0
Available International Lounge	8	0
Lounge Terms	airport lounges are limited to two complimentary visit per quarter
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000
Apply Now	Apply	Apply