Sunday, November 10, 2024

American Express Platinum Travel vs Tata Neu Infinity

Basic Information
Network	American Express	RUPAY VISA
Material	Plastic	Plastic
Requires Invitation	No	No
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	60
Minimum Net Salary	₹6 Lakhs	₹12 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹6 Lakhs	₹12 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2	1.5
Shopping Points Per ₹100	2	2
Dining Points Per ₹100	2	1
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	2	1
Utility Points Per ₹100	0	1
Points Terms		5 NeuCoins after Rs 100 spent on Non-EMI Spends on Tata Neu and partner Tata Brands 1.5 NeuCoins after Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1.5 NeuCoins after Rs 100 spent on NeuCoins on UPI spends (max 500) NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Utility transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card
Fees and Charges
Joining Fee	₹3500	₹1499
Annual Fee	₹5000	₹1499
Minimum amount for Annual Fee waiver	₹0	₹300000
Welcome/Signup Bonus	10,000 points	Get 1499 NeuCoins on Tata Neu App
Bonus Value	₹10000	₹1499
Signup Bonus Terms	Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Get 1499 neucoins as reversal of 1st year membership fees on 1st transaction done within 30 days of card issuances
Airport Lounge Access
Available Domestic Lounge	8	8
Available International Lounge	8	4
Available International Lounge for Guest	0	4
Lounge Terms	airport lounges are limited to two complimentary visit per quarter
Offers
Perks	Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000
Apply Now	Apply	Apply