Wednesday, November 6, 2024

American Express Platinum vs HDFC Diners Club Black

American Express PlatinumHDFC Diners Club Black

Basic Information

NetworkAmerican ExpressDiners Club International
MaterialMetalPlastic
Requires InvitationNoNo
ConciergeDomestic & GlobalDomestic & Global

Eligibility

Minimum Age Salaried1821
Maximum Age SalariedNot Specified60
Minimum Net Salary₹25 Lakhs₹30 Lakhs
Minimum Age Self Employed1821
Maximum Age Self EmployedNot Specified65
Minimum Net Income for Self Employed₹15 Lakhs₹30 Lakhs

Points

1 Point Value10.8
Travel Points Per ₹1002.53.33
Shopping Points Per ₹1002.53.33
Dining Points Per ₹1002.50
Fuel Points Per ₹10000
Grocery Points Per ₹1002.53.33
Utility Points Per ₹10000
Points Terms
  • 1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00
  • 1 RP Equivalent to Airmiles Up to 1.00 AirMile
  • 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50
  • 1 RP Equivalent to Cash back Rs. 0.30

Fees and Charges

Joining Fee₹66000₹10000
Annual Fee₹66000₹10000
Minimum amount for Annual Fee waiver₹0₹500000
Welcome/Signup BonusWelcome gift with option to choose from Taj Hotels, Luxe Gift Card, The Postcard Hotels & ResortsAnnual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK
Bonus Value₹60000₹9999
Signup Bonus TermsReceive the welcome gift within 6-8 weeks of payment of annual fee and upon net spends of INR 50,000 in first 2 months of CardmembershipWelcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations

Airport Lounge Access

Available Domestic LoungeUnlimitedUnlimited
Available International LoungeUnlimitedUnlimited
Available Global LoungeUnlimitedUnlimited
Available Domestic Lounge for GuestUnlimitedUnlimited
Available International Lounge for GuestUnlimitedUnlimited
Available Global Lounge for GuestUnlimitedUnlimited
Lounge Terms
  • The Centurion® Lounge can be accessed anytime
  • Priority Pass Lounges - To be used only for International access.
  • Delta Sky Club® Lounges when flying Delta
  • Domestic Partner Lounges in India

Hotels & Memberships

Taj EpicurePlusNone
Mariott BonvoyGold EliteNone
Hilton HonorsGoldNone
Radisson MembershipPremiumNone
Accor PlusTravellerNone
IPrefer Hotel RewardsTitaniumNone
Sunshine Club MembershipPlatinumNone

Offers

Perks
  • Exclusive invitations to VIP-only events and unforgettable experiences like Concerts, Fashion Weeks, Grammy Awards, Wimbledon, Formula 1 Races etc
  • Complimentary Membership - Ace By Times Prime which include multiple memberships
  • 25% off at Taj, SeleQtions and Vivanta Hotels
  • Additional complimentary night when you book two or more nights for a club room or suite at The LaLiT in India
  • Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.
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