Wednesday, November 6, 2024

American Express Platinum vs HSBC Premier

Basic Information
Network	American Express	MASTERCARD
Material	Metal	Metal
Requires Invitation	No	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	18	18
Maximum Age Salaried	Not Specified	Not Specified
Minimum Net Salary	₹25 Lakhs	₹36 Lakhs
Minimum Age Self Employed	18	18
Maximum Age Self Employed	Not Specified	Not Specified
Minimum Net Income for Self Employed	₹15 Lakhs	₹40 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2.5	3
Shopping Points Per ₹100	2.5	3
Dining Points Per ₹100	2.5	3
Fuel Points Per ₹100	0	3
Grocery Points Per ₹100	2.5	3
Utility Points Per ₹100	0	0
Points Terms		Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee	₹66000	₹12000
Annual Fee	₹66000	₹20000
Welcome/Signup Bonus	Welcome gift with option to choose from Taj Hotels, Luxe Gift Card, The Postcard Hotels & Resorts	Taj Epicure membership across Taj hotels and a Taj experience gift card
Bonus Value	₹60000	₹12000
Signup Bonus Terms	Receive the welcome gift within 6-8 weeks of payment of annual fee and upon net spends of INR 50,000 in first 2 months of Cardmembership
Airport Lounge Access
Available Domestic Lounge	Unlimited	Unlimited
Available International Lounge	Unlimited	Unlimited
Available Global Lounge	Unlimited	Unlimited
Available Domestic Lounge for Guest	Unlimited	Unlimited
Available International Lounge for Guest	Unlimited	8
Available Global Lounge for Guest	Unlimited	8
Lounge Terms	The Centurion® Lounge can be accessed anytime Priority Pass Lounges - To be used only for International access. Delta Sky Club® Lounges when flying Delta Domestic Partner Lounges in India
Hotels & Memberships
Taj Epicure	Plus	None
Mariott Bonvoy	Gold Elite	None
Hilton Honors	Gold	None
Radisson Membership	Premium	None
Accor Plus	Traveller	None
IPrefer Hotel Rewards	Titanium	None
Sunshine Club Membership	Platinum	None
Offers
Perks	Exclusive invitations to VIP-only events and unforgettable experiences like Concerts, Fashion Weeks, Grammy Awards, Wimbledon, Formula 1 Races etc Complimentary Membership - Ace By Times Prime which include multiple memberships 25% off at Taj, SeleQtions and Vivanta Hotels Additional complimentary night when you book two or more nights for a club room or suite at The LaLiT in India	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)
Apply Now	Apply	Apply