Sunday, November 17, 2024

AU Zenith+ Metal vs HSBC Premier

Basic Information
Network	VISA	MASTERCARD
Material	Metal	Metal
Requires Invitation	No	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	21	18
Maximum Age Salaried	60	Not Specified
Minimum Net Salary	₹30 Lakhs	₹36 Lakhs
Minimum Age Self Employed	21	18
Maximum Age Self Employed	60	Not Specified
Minimum Net Income for Self Employed	₹30 Lakhs	₹40 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	2	3
Shopping Points Per ₹100	1	3
Dining Points Per ₹100	2	3
Fuel Points Per ₹100	0	3
Grocery Points Per ₹100	0	3
Utility Points Per ₹100	0	0
Points Terms		Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee	₹4999	₹12000
Annual Fee	₹4999	₹20000
Minimum amount for Annual Fee waiver	₹800000	₹0
Welcome/Signup Bonus	Choose from a range of Luxury Brand Vouchers or Reward points	Taj Epicure membership across Taj hotels and a Taj experience gift card
Bonus Value	₹5000	₹12000
Airport Lounge Access
Available Domestic Lounge	16	Unlimited
Available International Lounge	16	Unlimited
Available Global Lounge	16	Unlimited
Available Domestic Lounge for Guest	0	Unlimited
Available International Lounge for Guest	0	8
Available Global Lounge for Guest	0	8
Lounge Terms	Max 4 complimentary lounge access per calendar quarter Usage of Priority Pass within India is chargeable.
Offers
Perks	Complimentary Taj Epicure Membership on minimum net retail spends of INR 12 Lakh Earn 5000 Bonus Reward Points	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)
Apply Now	Apply	Apply