Sunday, November 17, 2024

AU Zenith+ Metal vs IDFC First Wealth


Basic Information
Network
VISA	VISA
Material
Metal	Metal
Requires Invitation
No	No
Concierge
Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	65
Minimum Net Salary
₹30 Lakhs	₹36 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
60	65
Minimum Net Income for Self Employed
₹30 Lakhs	₹36 Lakhs
Points
1 Point Value
1	0.4
Travel Points Per ₹100
2	0.6
Shopping Points Per ₹100
1	0.6
Dining Points Per ₹100
2	0.6
Fuel Points Per ₹100
0	0.6
Grocery Points Per ₹100
0	0.6
Utility Points Per ₹100
0	1
Fees and Charges
Joining Fee
₹4999	₹0
Annual Fee
₹4999	₹0
Minimum amount for Annual Fee waiver
₹800000	₹0
Welcome/Signup Bonus
Choose from a range of Luxury Brand Vouchers or Reward points	Welcome voucher
Bonus Value
₹5000	₹500
Signup Bonus Terms
	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
16	2
Available International Lounge
16	2
Available Global Lounge
16	2
Lounge Terms
Max 4 complimentary lounge access per calendar quarter Usage of Priority Pass within India is chargeable.	lounge access on spending ₹20,000 every month
Offers
Perks
Complimentary Taj Epicure Membership on minimum net retail spends of INR 12 Lakh Earn 5000 Bonus Reward Points	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers