Wednesday, November 13, 2024

HSBC Premier vs IDFC First Wealth

Basic Information
Network	MASTERCARD	VISA
Material	Metal	Metal
Requires Invitation	No	No
Concierge	None	Domestic & Global
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	65
Minimum Net Salary	₹36 Lakhs	₹36 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹40 Lakhs	₹36 Lakhs
Points
1 Point Value	1	0.4
Travel Points Per ₹100	3	0.6
Shopping Points Per ₹100	3	0.6
Dining Points Per ₹100	3	0.6
Fuel Points Per ₹100	3	0.6
Grocery Points Per ₹100	3	0.6
Utility Points Per ₹100	0	1
Points Terms	Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee	₹12000	₹0
Annual Fee	₹20000	₹0
Welcome/Signup Bonus	Taj Epicure membership across Taj hotels and a Taj experience gift card	Welcome voucher
Bonus Value	₹12000	₹500
Signup Bonus Terms		Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge	Unlimited	2
Available International Lounge	Unlimited	2
Available Global Lounge	Unlimited	2
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	8	0
Available Global Lounge for Guest	8	0
Lounge Terms		lounge access on spending ₹20,000 every month
Offers
Perks	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers
Apply Now	Apply	Apply