Wednesday, November 13, 2024

HSBC Premier vs Standard Chartered Ultimate

Basic Information
Network	MASTERCARD	VISA MASTERCARD
Material	Metal	Plastic
Requires Invitation	No	No
Eligibility
Minimum Age Salaried	18	18
Maximum Age Salaried	Not Specified	62
Minimum Net Salary	₹36 Lakhs	₹0 Lakhs
Minimum Age Self Employed	18	18
Maximum Age Self Employed	Not Specified	67
Minimum Net Income for Self Employed	₹40 Lakhs	₹0 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	3	3.33
Shopping Points Per ₹100	3	3.33
Dining Points Per ₹100	3	3.33
Fuel Points Per ₹100	3	2
Grocery Points Per ₹100	3	2
Utility Points Per ₹100	0	2
Points Terms	Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles	1 Reward Point = INR 1
Fees and Charges
Joining Fee	₹12000	₹5000
Annual Fee	₹20000	₹5000
Welcome/Signup Bonus	Taj Epicure membership across Taj hotels and a Taj experience gift card	Earn 6000 Reward Points
Bonus Value	₹12000	₹6000
Airport Lounge Access
Available Domestic Lounge	Unlimited	6
Available International Lounge	Unlimited	4
Available Global Lounge	Unlimited	0
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	8	0
Available Global Lounge for Guest	8	0
Lounge Terms		Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)	5% cashback on duty-free spends – Max INR 1000 per Month
Apply Now	Apply	Apply