Wednesday, November 13, 2024

HSBC Premier vs Swiggy Credit Card

Basic Information
Network	MASTERCARD	MASTERCARD
Material	Metal	Plastic
Requires Invitation	No	No
Eligibility
Minimum Age Salaried	18	21
Maximum Age Salaried	Not Specified	60
Minimum Net Salary	₹36 Lakhs	₹2 Lakhs
Minimum Age Self Employed	18	21
Maximum Age Self Employed	Not Specified	65
Minimum Net Income for Self Employed	₹40 Lakhs	₹6 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	3	1
Shopping Points Per ₹100	3	1
Dining Points Per ₹100	3	1
Fuel Points Per ₹100	3	0
Grocery Points Per ₹100	3	0
Utility Points Per ₹100	0	0
Points Terms	Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee	₹12000	₹500
Annual Fee	₹20000	₹500
Minimum amount for Annual Fee waiver	₹0	₹200000
Welcome/Signup Bonus	Taj Epicure membership across Taj hotels and a Taj experience gift card	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value	₹12000	₹1199
Airport Lounge Access
Available Domestic Lounge	Unlimited	0
Available International Lounge	Unlimited	0
Available Global Lounge	Unlimited	0
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	8	0
Available Global Lounge for Guest	8	0
Offers
Perks	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)
Apply Now	Apply	Apply