Sunday, November 17, 2024

IDFC First Wealth vs Swiggy Credit Card

IDFC First WealthSwiggy Credit Card

Basic Information

NetworkVISAMASTERCARD
MaterialMetalPlastic
Requires InvitationNoNo
ConciergeDomestic & GlobalNone

Eligibility

Minimum Age Salaried2121
Maximum Age Salaried6560
Minimum Net Salary₹36 Lakhs₹2 Lakhs
Minimum Age Self Employed2121
Maximum Age Self Employed6565
Minimum Net Income for Self Employed₹36 Lakhs₹6 Lakhs

Points

1 Point Value0.41
Travel Points Per ₹1000.61
Shopping Points Per ₹1000.61
Dining Points Per ₹1000.61
Fuel Points Per ₹1000.60
Grocery Points Per ₹1000.60
Utility Points Per ₹10010
Points Terms
  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month.
  • 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month

Fees and Charges

Joining Fee₹0₹500
Annual Fee₹0₹500
Minimum amount for Annual Fee waiver₹0₹200000
Welcome/Signup BonusWelcome vouchercomplimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value₹500₹1199
Signup Bonus TermsWelcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.

Airport Lounge Access

Available Domestic Lounge20
Available International Lounge20
Available Global Lounge20
Lounge Termslounge access on spending ₹20,000 every month

Offers

Perks
  • Enjoy discounts on airport meet and greet
  • Enjoy discounts on airport transfers
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