Wednesday, November 6, 2024

HDFC Infinia vs IDFC First Wealth

Basic Information
Network	VISA	VISA
Material	Metal	Metal
Requires Invitation	Yes	No
Concierge	Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried	21	21
Maximum Age Salaried	60	65
Minimum Net Salary	₹35 Lakhs	₹36 Lakhs
Minimum Age Self Employed	21	21
Maximum Age Self Employed	65	65
Minimum Net Income for Self Employed	₹34 Lakhs	₹36 Lakhs
Points
1 Point Value	1	0.4
Travel Points Per ₹100	3.33	0.6
Shopping Points Per ₹100	3.33	0.6
Dining Points Per ₹100	3.33	0.6
Fuel Points Per ₹100	0	0.6
Grocery Points Per ₹100	3.33	0.6
Utility Points Per ₹100	0	1
Fees and Charges
Joining Fee	₹12500	₹0
Annual Fee	₹12500	₹0
Minimum amount for Annual Fee waiver	₹1000000	₹0
Welcome/Signup Bonus	Welcome benefit of 12,500 reward points	Welcome voucher
Bonus Value	₹12000	₹500
Signup Bonus Terms	Get welcome benefit of 12,500 reward points upon fee realisation and card activation	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge	Unlimited	2
Available International Lounge	Unlimited	2
Available Global Lounge	Unlimited	2
Lounge Terms		lounge access on spending ₹20,000 every month
Offers
Perks	Book stay for 3-nights and pay for two at participating ITC hotels	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers
Introductory Offers	Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region
Apply Now	Apply	Apply