Wednesday, November 6, 2024

HDFC Infinia vs Standard Chartered Ultimate

Basic Information
Network	VISA	VISA MASTERCARD
Material	Metal	Plastic
Requires Invitation	Yes	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	21	18
Maximum Age Salaried	60	62
Minimum Net Salary	₹35 Lakhs	₹0 Lakhs
Minimum Age Self Employed	21	18
Maximum Age Self Employed	65	67
Minimum Net Income for Self Employed	₹34 Lakhs	₹0 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	3.33	3.33
Shopping Points Per ₹100	3.33	3.33
Dining Points Per ₹100	3.33	3.33
Fuel Points Per ₹100	0	2
Grocery Points Per ₹100	3.33	2
Utility Points Per ₹100	0	2
Points Terms		1 Reward Point = INR 1
Fees and Charges
Joining Fee	₹12500	₹5000
Annual Fee	₹12500	₹5000
Minimum amount for Annual Fee waiver	₹1000000	₹0
Welcome/Signup Bonus	Welcome benefit of 12,500 reward points	Earn 6000 Reward Points
Bonus Value	₹12000	₹6000
Signup Bonus Terms	Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge	Unlimited	6
Available International Lounge	Unlimited	4
Available Global Lounge	Unlimited	0
Lounge Terms		Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks	Book stay for 3-nights and pay for two at participating ITC hotels	5% cashback on duty-free spends – Max INR 1000 per Month
Introductory Offers	Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region
Apply Now	Apply	Apply