Wednesday, November 6, 2024

HDFC Infinia vs Swiggy Credit Card

Basic Information
Network	VISA	MASTERCARD
Material	Metal	Plastic
Requires Invitation	Yes	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	21	21
Maximum Age Salaried	60	60
Minimum Net Salary	₹35 Lakhs	₹2 Lakhs
Minimum Age Self Employed	21	21
Maximum Age Self Employed	65	65
Minimum Net Income for Self Employed	₹34 Lakhs	₹6 Lakhs
Points
1 Point Value	1	1
Travel Points Per ₹100	3.33	1
Shopping Points Per ₹100	3.33	1
Dining Points Per ₹100	3.33	1
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	3.33	0
Utility Points Per ₹100	0	0
Points Terms		10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee	₹12500	₹500
Annual Fee	₹12500	₹500
Minimum amount for Annual Fee waiver	₹1000000	₹200000
Welcome/Signup Bonus	Welcome benefit of 12,500 reward points	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value	₹12000	₹1199
Signup Bonus Terms	Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge	Unlimited	0
Available International Lounge	Unlimited	0
Available Global Lounge	Unlimited	0
Offers
Perks	Book stay for 3-nights and pay for two at participating ITC hotels
Introductory Offers	Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region
Apply Now	Apply	Apply