Tuesday, November 12, 2024

HDFC Diners Club Black vs IDFC First Wealth

Basic Information
Network	Diners Club International	VISA
Material	Plastic	Metal
Requires Invitation	No	No
Concierge	Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried	21	21
Maximum Age Salaried	60	65
Minimum Net Salary	₹30 Lakhs	₹36 Lakhs
Minimum Age Self Employed	21	21
Maximum Age Self Employed	65	65
Minimum Net Income for Self Employed	₹30 Lakhs	₹36 Lakhs
Points
1 Point Value	0.8	0.4
Travel Points Per ₹100	3.33	0.6
Shopping Points Per ₹100	3.33	0.6
Dining Points Per ₹100	0	0.6
Fuel Points Per ₹100	0	0.6
Grocery Points Per ₹100	3.33	0.6
Utility Points Per ₹100	0	1
Points Terms	1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee	₹10000	₹0
Annual Fee	₹10000	₹0
Minimum amount for Annual Fee waiver	₹500000	₹0
Welcome/Signup Bonus	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Welcome voucher
Bonus Value	₹9999	₹500
Signup Bonus Terms	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge	Unlimited	2
Available International Lounge	Unlimited	2
Available Global Lounge	Unlimited	2
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	Unlimited	0
Available Global Lounge for Guest	Unlimited	0
Lounge Terms		lounge access on spending ₹20,000 every month
Offers
Perks	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers
Apply Now	Apply	Apply