Tuesday, November 12, 2024

HDFC Diners Club Black vs Tata Neu Plus

Basic Information
Network	Diners Club International	VISA RUPAY
Material	Plastic	Plastic
Requires Invitation	No	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	21	21
Maximum Age Salaried	60	60
Minimum Net Salary	₹30 Lakhs	₹3 Lakhs
Minimum Age Self Employed	21	21
Maximum Age Self Employed	65	65
Minimum Net Income for Self Employed	₹30 Lakhs	₹6 Lakhs
Points
1 Point Value	0.8	1
Travel Points Per ₹100	3.33	1
Shopping Points Per ₹100	3.33	2
Dining Points Per ₹100	0	1
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	3.33	1
Utility Points Per ₹100	0	1
Points Terms	1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30	2 NeuCoin on Rs 100 spent on Non-EMI Spends on Tata Neu and tata brands 1 NeuCoin per Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1 NeuCoin per Rs 100 spent on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 1,000 per month NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month.
Fees and Charges
Joining Fee	₹10000	₹499
Annual Fee	₹10000	₹499
Minimum amount for Annual Fee waiver	₹500000	₹100000
Welcome/Signup Bonus	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Get 499 NeuCoins on Tata Neu App
Bonus Value	₹9999	₹499
Signup Bonus Terms	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations	Get 499 NeuCoins as reversal of 1st Year Membership Fees on 1st Transaction done within 30 days of card issuance
Airport Lounge Access
Available Domestic Lounge	Unlimited	4
Available International Lounge	Unlimited	0
Available Global Lounge	Unlimited	0
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	Unlimited	0
Available Global Lounge for Guest	Unlimited	0
Offers
Perks	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.
Apply Now	Apply	Apply