Tuesday, November 12, 2024

HDFC Diners Club Black vs Swiggy Credit Card

Basic Information
Network	Diners Club International	MASTERCARD
Material	Plastic	Plastic
Requires Invitation	No	No
Concierge	Domestic & Global	None
Eligibility
Minimum Age Salaried	21	21
Maximum Age Salaried	60	60
Minimum Net Salary	₹30 Lakhs	₹2 Lakhs
Minimum Age Self Employed	21	21
Maximum Age Self Employed	65	65
Minimum Net Income for Self Employed	₹30 Lakhs	₹6 Lakhs
Points
1 Point Value	0.8	1
Travel Points Per ₹100	3.33	1
Shopping Points Per ₹100	3.33	1
Dining Points Per ₹100	0	1
Fuel Points Per ₹100	0	0
Grocery Points Per ₹100	3.33	0
Utility Points Per ₹100	0	0
Points Terms	1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee	₹10000	₹500
Annual Fee	₹10000	₹500
Minimum amount for Annual Fee waiver	₹500000	₹200000
Welcome/Signup Bonus	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value	₹9999	₹1199
Signup Bonus Terms	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge	Unlimited	0
Available International Lounge	Unlimited	0
Available Global Lounge	Unlimited	0
Available Domestic Lounge for Guest	Unlimited	0
Available International Lounge for Guest	Unlimited	0
Available Global Lounge for Guest	Unlimited	0
Offers
Perks	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.
Apply Now	Apply	Apply